Iowa Coverage Areas

Iowa Counties covered for repossession- Adair County, Adams County, Allamakee County, Appanoose County, Audubon County, Benton County, Black Hawk County, Boone County, Bremer County, Buchanan County, Buena Vista County, Butler County, Calhoun County, Carroll County, Cass County, Cedar County, Cerro Gordo County, Cherokee County, Chickasaw County, Clarke County, Clay County, Clayton County, Clinton County, Crawford County, Dallas County, Davis County, Decatur County, Delaware County, Des Moines County, Dickinson County, Dubuque County, Emmet County, Fayette County, Floyd County, Franklin County, Fremont County, Greene County, Grundy County, Guthrie County, Hamilton County, Hancock County, Hardin County, Harrison County, Henry Country, Howard County, Humboldt County, Ida County, Iowa County, Jackson County, Jasper County, Jefferson County, Johnson County, Jones County, Keokuk County, Kossuth County, Lee County, Linn County, Louisa County, Lucas County, Lyon County, Madison County, Mahaska County, Marion County, Marshall County, Mills County, Mitchell County, Monona County, Monroe County, Montgomery County, Muscatine County, O’Brien County, Osceola County, Page County, Palo Alto County, Plymouth County, Pocahontas County, Polk County, Pottawattamie County, Poweshiek County, Ringgold County, Sac County, Scott County, Shelby County, Sioux County, Story County, Tama County, Taylor County, Union County, Van Buren County, Wapello County, Warren County, Washington County, Wayne County, Webster County, Winnebago County, Winneshiek County, Woodbury County, Worth County, Wright County

Iowa title and repossession requirements:

Iowa Repossession Title State: Repossessor License and Repossession Registration information refer to: Iowa Repossession Office of Vehicle Services, Park Fair Mall, 100 Euclid, P.O. Box 9278, Des Moines, Iowa 50306-9278

Iowa Repossession Recording: With Recorder of Iowa Deeds of county where buyer resides: if non-resident, in any county where property is located. Uniform Commercial Code adopted July, 1966.

Iowa Repossession Recovery: Peaceful repossession permitted. (21 day right to cure law, peaceful repossession permitted.)

Iowa Repossession Redemption: May be made prior to resale or repo contract to resell.

Iowa Repossession Deficiency: Permitted after Repo sale.

Special Motor Vehicle Provisions: Security interest noted on the certificate of title. Iowa Repossession Title certificates issued by the County Treasurer of owner's county of residence and retained by secured party until satisfied.

Documents Required to Iowa Repossession Transfer Ownership of Motor Vehicle: Iowa title certification and affidavit of foreclosure of security interest. All other titles must be reduced to lien holder's name.

Iowa Repossession Plates: Remain with the vehicle or repossessor.